There are no monthly fees and no minimum deposit required to open an account.ĭiscover offers customers mobile check deposits where they can easily deposit a check into their savings account by snapping a photo of it with their smartphone or tablet. The Discover savings account offers a respectable APY, interest compounds daily and is paid out monthly. This account ranked "best for rewards" on CNBC Select's list of the top no-fee checking accounts. If you're looking to do all your banking in one place, Discover stands out because it has an online Discover Cashback Debit Account option as well that comes with no monthly fees, cash back on your debit card purchases and access to over 60,000 ATMs nationwide. The Discover Online Savings Account offers a 4.15% APY, access to accounts on the go and well-reviewed 24/7 customer service.
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